She comes from an Army background, Gul  has had her education at  various  places  in 
the country and abroad, she born in Chandigarh. She is having dimpled smile, wavy hair 
and perfectly crafted body. As an eight year old, she dreamed to be the beauty queen.
By 20 she made it to the top slot with her instinctive spontaniety  and  dazzling  smile . 
she's Gul Panag, Femina Miss India - Universe '99.